SpendFlow
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Know where
your money goes.

SpendFlow turns your bank exports into clear, actionable insights. Import transactions, categorise spending, and finally understand your finances — no subscription, no complexity.

Sign in with Google  ·  No credit card  ·  Your data stays private

app.spendflow.eu
SpendFlow
+ New Transaction
D
Financial Overview
Income and spending · last 12 months
Monthly avg. income
€4,200
Monthly avg. spend
€2,847
Recent Transactions
Search...
All categories ▾
Mar 1, 2026
Salary
Income
+€4,200.00
Feb 27, 2026
Lidl
Supermarket
-€43.80
Feb 26, 2026
Uber
Taxi / Uber
-€12.50
Feb 25, 2026
Netflix
Memberships
-€17.99
Feb 24, 2026
Electricity bill
Household
-€89.00

Simple by design

Up and running in minutes

No setup, no bank connections, no sharing credentials. Just your CSV.

01

Export from your bank

Download a CSV or Excel export from your online banking. Most banks support this under "Transactions" or "Account history".

02

Import into SpendFlow

Drag and drop your file. SpendFlow detects the format automatically and maps your columns to dates, amounts, and descriptions.

03

Categorise & understand

Assign categories to your transactions, set up rules for future imports, and watch your spending picture become clear.

Take control of
your finances today.

Free to use. No credit card. Sign in with Google and start in under a minute.

Start tracking for free